Homeowners Insurance

Find quality coverage at an affordable price that you can rely on. With a vast selection of coverage options, we can tailor a policy to meet your individual needs.

Illustration of a man standing next to his home with white trees to the side of it.


Coverage to protect your home from things like fire, water, theft and wind.

View Homeowners Insurance


Ensure you have proper coverage for your condo and personal property.

View Condominium Insurance


Protect your personal belongings for a lot less than you might think.

View Renters Insurance

Homeowners Insurance

Your home is likely your largest asset. Make sure it is properly protected.​

The most common homeowners insurance policy is the HO-3. The HO-3 form covers the structure of your home for all perils, with some exclusions, and your personal property for a specific list of named perils (Special form). Windstorm (Hurricane) coverage is included in the HO-3 form but can be excluded. However, if you have a mortgage you will likely be required to carry wind insurance.

A two story home with a sunset in the background.
Avatar Property Insurance Company Logo
Citizens Property Insurance Corporation Logo
FedNat Logo
GeoVera Insurance Logo
Olympus Insurance Logo
People's Trust Insurance Logo
Universal Property Insurance Logo
UPC Insurance Logo

Dwelling Coverage

Coverage to protect the physical structure of your home. Covered at replacement cost.

Other Structures

Protects structures on your property that are detached to your home (i.e. sheds, fences).

Personal Property

Covers your belongings such as furniture and clothing. We always recommend that you cover your Personal Property with Replacement Cost settlement rather than Actual Cash Value.

Loss of Use

After a claim, Loss of Use will pay for additional living expenses if you are unable to live in your home while repairs are being made.

Personal Liability

Protects you when you are legally responsible for injuries or damaged property of others.

Medical Payments

Pays for injuries to others hurt while on your property.

Condominium Insurance

The primary difference between a Homeowners policy and a Condo policy (HO-6) is the amount of Dwelling coverage that is needed. In a condominium, the structure of your building and common areas should be insured by the Condo Association on a Master policy. This leaves the interior of your unit as your responsibility.

You should carry adequate coverage to rebuild the interior of your unit from the studs in. This will include things such as drywall, flooring, cabinets, counter tops and appliances. The dwelling coverage, like in any homeowners policy, is calculated using a Replacement Cost Estimator (RCE) to accurately estimate the cost to rebuild.

​Contact us to find out more about condo insurance and get a quote today.

A low angle show of condo building centered in front of a bright blue sky.

Renters Insurance

Renters Insurance (HO-4) provides coverage for your Personal Property while renting a home or apartment. In addition to your personal belongings, a renters policy will cover Personal Liability, Medical Payments and Loss of Use.

​If you take a look around your home, you’ll probably realize you own a lot more than you think (clothing, furniture, electronics, etc). The average renter in a two bedroom apartment has in excess of $20,000 worth of stuff. In the event of a claim, could you afford to replace all of your belongings?​

Renters insurance is very affordable and often costs much less than you might expect. Policies are customizable to ensure you only pay for the coverage you need.

A full screen shot of a black and orange brick apartment complex.

Wind Credits

The largest homeowners discounts available have to do with how well your home is prepared to resist wind damage. These credits are verified by having a Windstorm Mitigation Inspection completed by a license inspector. The inspection addresses the following areas, which can save you thousands.

  • Building Code
  • Roof Covering
  • Roof Deck Attachment
  • Roof to Wall Attachment
  • Roof Geometry
  • Secondary Water Resistance
  • Opening Protection (shutters, impact glass, etc.)
Additional homeowners discounts are available to save even more.
  • Burglar Alarm
  • Fire Alarm
  • Sprinkler
  • Retired
  • Gated/Secured Community
  • Multi-line
A spread of several $100 dollar bills with one bill having a close up to the camera.

Have assets to protect?

Call us today at 954-616-1800 and ask us about a personal umbrella to cover above your homeowners and auto liability.

Ongoing Support

Roebuck Insurance is built around service. We continue assisting our customers well after a policy is sold for everything and anything you might need. Speak to the same people every time you call and never have to sit on hold.

Need to pay a bill? We can take the payment right over the phone.
Step by step claims support from start to finish.
Feel free to call or email us anytime with questions about your policy.

Additional Insurance

Blue tire icon with a seat belt overlay over top of it.

Auto Insurance

We work with many of the highest rated auto insurers to make shopping for auto insurance simple and easy.

View Auto Insurance

Blue heart icon with a heartbeat line in the middle of it.

Health Insurance

As Healthcare continues to change in the United States, it is important to understand all of the options available to you and your family.

View Health Insurance

Blue icon with an umbrella over an icon featuring a lightning symbol, an icon featuring a key hole icon and an icon featuring a fire icon.

Life Insurance

Life Insurance can be a valuable tool to protect your family’s future and financial security, but every situation is different.

View Life Insurance